Independent financial planner · Based in the South West, working UK‑wide
Retirement planning
When can you stop, and how long does your money need to last? I help you work it out, so you can enjoy life now while planning for later.
What a retirement plan looks at
- When you could afford to stop or cut down work.
- What you can spend each year, now and once you’ve retired.
- How your pensions, ISAs and savings fit together.
- How long your money needs to last.
- Your tax, now and in retirement.
How it works
We start with a free 45-minute first meeting, in person or online. I then map out your finances year by year, now and with the plan, and review your tax. You get a written report, and we go through it together. If you go ahead, I handle the paperwork, new accounts and transfers, and we review the plan as often as you choose. More on how it works.
What it costs
- FreeFirst meeting, 45 minutes, in person or online
- £2,000for a full plan. You only pay for the parts you need
- No minimumto invest. Planning and investments are separate
Every fee is agreed in writing before any work starts. Work out your fees with the calculator.
A pension is a long-term investment and the value is not guaranteed. The value of your investment and the income from it may go down as well as up. See the risk warnings.
Questions people ask
When can I afford to retire?
It depends on what you want to spend, what you already have and how long your money needs to last. That’s what the plan works out: I map out your finances year by year, now and with the plan, so you can see when you could stop.
Can you review my existing pensions?
Yes. Reviewing up to three existing pensions, ISAs or investments is £500, and extra reviews are £200 each. You only pay for the parts of the plan you need.
Do you advise on final salary pension transfers?
No. If you need advice on a final salary pension transfer, a mortgage or equity release, I’ll point you to a specialist.
Do I have to invest with you?
No. Planning and investment management are separate, so you can have just the plan. There’s no minimum to invest.
Book a free first meeting
Pick a time that suits you. No jargon, no pressure, no obligation.
Choose a time